Blog - McCarthy Group

Blog

Short, informative, and to the point.

Welcome to the world of property investment

From first home owner information to the right kind of floor plans, you’ll find everything you need to know about property investment here.

What is a Family Pledge?

Every parent wants to be able to help their children. More often than not, getting started in the property market is one of the most difficult financial goals the younger generation has. So it makes sense that you can support your kids to reach this important goal.... read more

Australia’s New North Incoming

On the 12th of May the Australian Government committed $5 billion to building the Infrastructure of Northern Australia, all in the name of ‘enhancing the prosperity of the North.’ Infrastructure Australia’s Northern Australia Infrastructure Audit found that the North... read more

Sydney Property Market Set To Slump?

It doesn’t take a genius to understand the high costs of buying in Sydney. After all, the median house price of over a million is now a pretty well-known figure. But what does the future hold? What are current buyers and sellers doing? What does the Sydney property... read more

Saving For Kids

How much should I save for my children before they move out? It can be a bit of a touchy subject for a lot of people. The fact of the matter is, a lot of parents will want their children to find their own way financially. However a recent survey conducted by... read more

The Financial Aspirations of Australians

Earlier this year, YBR conducted a survey of around 6,500 Australians on the financial aspirations that they strove for. The results of this survey indicated that travel was the main dream to reach, with owning property second, starting a family third, having money... read more

Success of Migrants

A few weeks ago our founder Stephen McCarthy visited the USA to take part in an international marketing conference. While he was there, Stephen recognised some similarities between the conditions in Australia and those of the States, past and present. This is the... read more

Land Prices in Central Park

A few weeks ago our founder Stephen McCarthy visited the USA to take part in an international marketing conference. While he was there, Stephen recognised some similarities between the conditions in Australia and those of the States, past and present. This is the... read more

Bracket Creep and the Boston Tea Party

A few weeks ago our founder Stephen McCarthy visited the USA to take part in an international marketing conference. While he was there, Stephen recognised some similarities between the conditions in Australia and those of the States, past and present. This is the... read more

It’s Easy Being Green

Making your house eco-friendly can make or break the deal. Everyone should know that it’s easy being green! In May 2011 the Council of Australian Governments (COAG) implemented a system that rates the energy efficiency, greenhouse and water performance of a... read more

It's Easy Being Green

Making your house eco-friendly can make or break the deal. Everyone should know that it’s easy being green! In May 2011 the Council of Australian Governments (COAG) implemented a system that rates the energy efficiency, greenhouse and water performance of a... read more

Why Does Land Seem Scarce and So Costly?

Covering over 7.5 million square kilometres, Australia has the 6th largest land mass in the world. So why does land in Australia seem scarce and so costly? With a population density of just 3 people per square kilometre – almost the same size of the average Aussie... read more

Have You Got Focus?

‘Focus’ is a word that gets used a lot. But how can we apply it to our future? Whether in sport, business or our personal lives, we often hear people say, ‘I really need to focus’ with the underlying message being that this is what must happen in order to improve... read more

What does LAT mean for Australian Property?

Aside from other benefits, the Living Apart Together trend means a lot more homes are needed as couples, ‘double up’ on their living arrangements. Over 1.1 million Australians are in a relationship known as ‘Living Apart Together.’ An extra 550,000 homes would not be... read more

Breaking the Chains That Bind Us

Setting the Scene I attended a seminar in the USA some time ago where the speaker made a bold claim. “Give me 5 minutes with you and I’ll predict your financial future,” he said. It seemed like a throwaway comment at the time, something to say to make sure that... read more

Tax Times – Claiming Depreciation

Only 1 in 5 investors are claiming depreciation – are you missing out on thousands? Almost 80% of property investors are missing out on thousands of dollars in depreciation deductions from their investment property. This is simply because many investors are... read more

BUDGET 2015 – Highlights for investors

What it means for property, superannuation and investors. For the 1.9 million Australian property investors, the Federal Budget 2015 brought good news. Astute investors would have noticed that the budget brought no changes to taxes on capital gains, superannuation,... read more

Hazards ahead with Retirement Planning

92 per cent of people approaching retirement are very short of savings. A study by Investment Trends has highlighted the extent of the financial under-provision of people approaching retirement, as well as the harsh impact on their retirement planning caused by the... read more

The Horizon 2015

The Horizon 2015 edition is out, and it’s our best issue to date. We are looking towards the future, and what effect upcoming economic changes will have on investors and the average Australian, for instance; How does Australian property stack up compared to European... read more

The Property Cycle

As you know, the property markets throughout Australia move in a recurring property cycle that we call the property clock, and no one sees their effects more than the tradespeople working in these areas. We’ve started a new five part video series featuring Klaus... read more

This 40 Year View Shows Why Cairns is a Hot Spot

While we know that property goes up in value over time, the growth is never in a straight line. Instead there is a cycle at work – we call it the Property Clock – which moves in a cycle of growth, to market peak, to stagnation, to bottoming out and back to recovery.... read more

Australias future

Recently the head of the country’s largest wealth manager, Craig Meller at AMP, said that the harsh reality facing many Australians is that “financial freedom in retirement is a pipe dream”. In fact he says that the current problems are... read more

Will my home be at risk?

“I don’t want to invest in property because it may put my home at risk!” It is a fear that I’ve come across time and again and it paralyses people from becoming property investors! What if we could share with you a way to get into property investment that minimises... read more

Is Cairns the next big hot spot?

Cairns has been in the doldrums since the GFC. But perhaps market factors are making Cairns the next big hot spot? There are billions of infrastructure dollars being invested in this area. Will this be the catalyst that sets this area alight? Click here to download... read more

You don’t have to work until you’re 70

The latest Budget is proposing a retirement age of 70. Did you sign up for that? Me neither. So what’s driving this trend to a longer working life? Why can’t the government afford to pay the age pension as before? More importantly, is there a way out so you can retire... read more

You don’t have to work until you're 70

The latest Budget is proposing a retirement age of 70. Did you sign up for that? Me neither. So what’s driving this trend to a longer working life? Why can’t the government afford to pay the age pension as before? More importantly, is there a way out so you can retire... read more

Sydney Property Market Flashes Red

The Sydney property market flashes red! Fueled by low interest rates, strong competition, the “herd mentality” and “Fear of Missing Out” people are willing to pay almost any price to get a foot in the door or build their portfolio. With strong signals... read more

What’s missing from your floor plan?

Some of the simplest things can get lost in the excitement of laying out the floor plan for a new home. Will the fridge fit in the allocated space? Can all the bedrooms comfortably fit double beds? How is the kitchen set out? Does the size of the bedrooms include... read more

Why bad design equals bad investment

When construction of your home starts, some builders only care if the house fits on the block and give lip service to design and positioning. But there are some fundamentals that need addressing. Where is the sun relative to your living area? What rooms should face... read more

What is covered by a builder’s warranty?

Once your property has been built, you are covered by a Builder’s Warranty. But how long does the warranty last? What does it cover? Who’s responsible for any issues that arise once the build is completed? And what is the most common complaint with regard to a build... read more

Why size does matter when building a home

So you’re all set to build your house. The builder has given you the quote and plans. You’re assuming that your house is going to be a certain size that will meet all your requirements. But will it really? How has the floor space been measured? Are you being ripped... read more

What is the main pitfall when dealing with a builder?

A property is probably going to be the biggest investment you’ll ever make. And if you are going to start from scratch, you’ll need a good builder. However, there is one really important thing you need to go over before committing – the contract. Stephen talks to... read more

Who Are Australia’s Property Investors?

If you own an investment property, your tenants probably think you’re rich! Not only do you live in your own home, but you have a spare one, two or three! And naturally, you’re renting them out for as much as the market can bear. Little do they know that most... read more

Affordability Rules!

The biggest (and potentially terminal) mistake a newbie investor can make is to spend too much on a property. The rule of thumb is this; the higher the purchase price the lower the return. Simply put this means the investor has to find more money to meet interest... read more

What’s Causing House Prices to Rise?

One of the main reasons property has proven to be a solid investment is because its value will increase at pace with, or ahead of, inflation. But why does this happen and can it continue? In this blog Stephen explains in clear and concise terms what fundamentals are... read more

What's Causing House Prices to Rise?

One of the main reasons property has proven to be a solid investment is because its value will increase at pace with, or ahead of, inflation. But why does this happen and can it continue? In this blog Stephen explains in clear and concise terms what fundamentals are... read more

The Traps Of Positively Geared Properties

We look at four broad categories of positively geared properties in this week’s video blog, and some of the traps that you can unknowingly fall into. Any property can be positively geared if you have a large enough deposit. To build your property investment portfolio... read more

Should You Get A Fixed Interest Rate?

With fixed rates at the lowest they’ve been for years, enquiries for fixed rate products have been strong over the past few months. Borrowers are contemplating the pros and cons of a fixed rate loan and whether it could have a positive impact on their financial... read more

When did you last check your credit rating?

Your credit rating is arguably your most valuable asset. Why? Well it’s the key to your wealth creation. An invaluable lesson for  anyone contemplating property investment is: “Know the value of your credit rating, and respect it like your financial life depends upon... read more

Rent guarantees – the true cost

Investing in property can be one of the most lucrative, and secure investments you can make. Getting an acceptable return on your investment is dependent upon buying the right property, at the right price, and ensuring a consistent rental income with no vacancies.... read more

Your tax obligations

There is no doubt that investing in property can bring significant rewards. But with rewards come responsibilities – to your property, to your tenants and to the taxman. As a property owner the law requires you to file a tax return if you earn rental income from your... read more

Should I Be A Landlord Or Homeowner?

So you’re young, you’ve got a deposit together, and you want to buy property. Oh what to do! Be a landlord or owner/occupier? We bet most of you will go down the traditional route of owner/occupier, but you’d be surprised that this may not be the best choice for your... read more

Tax Tips for the 2013 Financial Year

The good news about the 2013 budget announced last week was that there was no big earth-shattering news. Unless you’ve been living under a rock and you haven’t heard that the government is spending more than it’s earning and it’s time to try to balance the books.... read more

Five Stumbling Blocks to Financial Security

For a lot of people, the recent global economic crisis brought the challenges of providing our families with financial security sharply into focus. But thinking about wealth strategies and our plans for retirement is still something that never seems to be given enough... read more

Is your mortgage right for you?

Interest Rates are just part of the picture Interest rates were in the news again this week, with the RBA choosing to leave rates on hold this month. People always ask me which bank’s got the cheapest rates, but I tell them, don’t get hung-up on price alone. The... read more

Five tips to pay off your mortgage early

There are many options available when you look at reducing your mortgage. Whether you are a seasoned property investor or you are buying your first property, the rules are essentially the same. The more you pay early on, the more interest you are going to save... read more

Townsville: property investment hot-spot

When selecting an investment property there are many factors to consider, including the needs of your tenant, affordability both for you and the tenant, as well as the trickier choices of the right location and the right time.  This can all seem quite daunting to an... read more

DEBT: Not a four-letter word anymore

What advice did your parents give you about debt? Were they right? The attitudes we have as a society, our culture, can be slow to change. Even when there is no shortage of evidence to the contrary, our beliefs can take a long time to adjust. It took a long time to... read more

Don’t under-rate your credit rating

How does your credit rating affect your ability to build wealth for the future?  Do you know what your own credit rating actually is? A lot of people (including financial advisors!) underestimate just how important your credit rating is. A solid credit rating is the... read more

Don't under-rate your credit rating

How does your credit rating affect your ability to build wealth for the future?  Do you know what your own credit rating actually is? A lot of people (including financial advisors!) underestimate just how important your credit rating is. A solid credit rating is the... read more

How a budget can help grow your wealth

When the topic of a budgeting comes up, I tend to ignore it, just as anybody else would. After all, isn’t the B-word all about denying myself and planning where every single cent goes? Where is the spontaneity? While I may not always have fun putting a budget... read more
Want Some More Information?

Want Some More Information?

Join our mailing list to receive property investment advice tailored for you!

You have Successfully Subscribed!